Home Purchase

The process of purchasing a home (simplified)

• Contact BJ
  • Complete online application
  • Get pre-approved and obtain a rate hold
• Provide documentation
• Obtain real estate agent
  • Ask about our trusted realtor list
• Home Shopping
  • Obtain an accepted offer
• Subject removal stage (most important stage)
  • Financing
    • We will give you the go-ahead when this is approved
  • Inspection
    • This shows the quality of the home you are buying
  • Appraisal
    • This proves the value of the home you are buying
• Time before completion
  • Prepare for the move
  • Make decision on mortgage or life insurance
  • The lender will send the final mortgage instructions to your solicitor
• Instruction process
  • The solicitor will contact you to arrange a time to sign final docs
  • We will provide a trusted solicitor if you need one
• Welcome home!
  • You are no longer paying someone else’s mortgage!
  • You receive the keys to your new home!